Services for Families and Caregivers

Services for Families and Caregivers”Hiring Karen was the best thing my mom could have done for herself and for us.”RW, daughter of MW, age 89As a family member responsible for a senior loved one, we want to make your life easier. If Mom or Dad lives in Westchester County or Rockland County (New York); Northern New Jersey; or in Manhattan, …

Services for Trusted Advisors

Services for Trusted Advisors”Karen is an important part of the planning team.” Neil R. Lubarsky, Esq., Neil R. Lubarsky & Associates, Westchester Co., NYHas a client engagement bogged down because your client is disorganized? Does a client have more needs than you want to handle on an ongoing basis? You might not have the time or interest to hand-hold a …

FAQ

Your Questions . . . Answered!What is your geographical reach?We work with clients in their homes in the following areas:  Rockland County &  Westchester County (New York); Northern New Jersey; and in Manhattan. Depending on location, we may charge for travel time, tolls and parking.  Where do you work?We’ll work together at your kitchen table, desk, or anywhere in your …

Meet Karen

Meet KarenI have the best job in the world. Daily, I have the opportunity to improve clients’ lives, and never tire of hearing: “You’re my lifesaver.” Here’s how I got to this point. I hold an M.B.A. from the Wharton School, University of Pennsylvania. About fifteen years ago, while working as an insurance broker, my clients would tell me how …

Home

 Envision an Organized Financial LifeEnvision an Organized Financial LifeServing Westchester County, Rockland County , Northern New Jersey, and Manhattan since 2008Trusted Advisors”I have clients who need on-going help getting organized.” LEARN MOREFamilies and Caregivers”I don’t want to worry if dad’s paying his bills.” LEARN MORESeniors”There’s more to life than doing paperwork!” LEARN MOREWelcome to Personal Money ManagerTMMaybe you were searching …

Use a warm quilt for bundling up in cold weather; or by using extensions of successful procedures you've been using in earlier projects.

Bundle Up

Karen Caccavodecluttering, Life Lessons, Paperwork Organizing, Tax Organizing

A chill in the air makes us want to bundle up.  And not just with blankets and quilts (though I do love quilts!).    Bundling is a simple technique to start adopting a new habit.    At Personal Money Manager™ I’m often asked how to develop new routines and good organizing habits to avoid clutter build-up and the confusion it …

There are 1-2-3 flowerpots in this photo

As Easy as 1-2-3

Karen CaccavoGetting organized, paper organizing, Working with Clients, Working with Seniors

It’s a simple technique.  Even easy.  Maybe you learned it in kindergarten, or, from your Mom.  It’s a strategy that stands the test of time.  And works for me and my clients of all ages in my 16 years as Personal Money Manager™.  (And while I work exclusively with clients’ paperwork (no attics or garage organizing for me), this technique …

Don't wait for inspiration to strike! Jump in, start the work, be ready, and see what happens.

Waiting for Inspiration?

Karen CaccavoFinancial Organizing, Organize my finances, Working with Clients, Working with Seniors

My writing inspiration this month comes from two different childhood sources.  One was Writers at Work, a book my Mom gave me with interviews with authors about their lives.  (Mom wanted me to become a writer, and I chose Personal Money Manager™ with a blog).  The other was a memorable sermon one Shabbat morning. They both had the same theme: …

Illustrates using ideas or inspirations as springboards for improvement

Twenty Ideas for 2020

Karen Caccavodecluttering, Financial Organizing, Paperwork Organizing

Whether or not you make New Year’s Resolutions, here is a list of fresh ideas (not resolutions!) to inspire you as we enter a new year and new decade. Feel free to pick and choose the ones that appeal to you and edit them to better fit where you are right now. Please let Personal Money ManagerSM know if you …

Paper-organizing is a big challenge. Here are tips for overcoming five of these challenges.

5 Paper-Organizing Challenges … and How to Overcome Them

Karen CaccavoPaperwork Organizing

In my 10 years of financial organizing / daily money management, I have seen the good, the bad, and the ugly when it comes to people’s attempts at paper-organizing.   Here are the top paper-organizing challenges that have tripped up my clients, and the solutions I have shared with them and helped them implement: No “landing strip” for your mail. One …