Is your junk drawer a mess that needs to be organized, or a safe haven where you can find items that your think are lost?

Your Junk Drawer: 2 Perspectives

Karen Caccavo decluttering, Organizing Tips

I launched Personal Money Manager in 2008 with a presentation about organizing.  If you live in New York’s Hudson Valley, you might have heard it!  I used the proverbial junk drawer as my model for sharing organizing tips.  But read on. Everyone knows what it is and probably has one (or more).  Organizing it is a small, quick, do-able organizing …

Bonding with our possessions makes decluttering challenging

Possessions: Why Decluttering is So Challenging

Karen Caccavo decluttering, Possessions

A few years ago, I was asked to speak about decluttering and organizing.  As my audience took their seats, I offered a basket of letter openers bearing my company name, and invited them to help themselves.  Then I began my talk.  I mentioned the trap of freebies, suggesting that “a freebie isn’t really free.”  Once we take them home, they …

I have too many books. What should I do?

“What Should I Do With All The Books?”

Karen Caccavo Books, decluttering, Financial Organizing

I grew up in a home full of books.  My parents —  avid collectors — took us to book fairs the way other kids are taken to the zoo. But my real education in the book world occurred when my mother moved into assisted living and eventually passed away, leaving thousands of books behind.  I was left to figure out …

Saving vs Shredding -- Finding Memories on the Back of an Envelope

Saving vs. Shredding: Finding Memories on the Back of an Envelope

Karen Caccavo decluttering, Life Lessons, Preserving Memories, Working with Clients

Clients expect me, as a financial organizer / daily money manager, to be all business, forging ahead with one goal in mind: to work with them and conquer their paperwork clutter.  But my work as a financial organizer is more nuanced.  After all, I am working with people, not just paper!  The key to success in my close-to-10-years in business …

Trash or Treasure? Downsizing a Lifetime of Stuff

Karen Caccavo decluttering, Memorabilia

My parents moved across the country several times over the years, with second homes along the way.  Each time they moved, they hauled not only the necessities, but also lots of “stuff,” which was … trash or treasure? One item left to us was a rusty and broken child’s bank in the shape of a bank building (see photo of …