What I do as a financial organizer

My First 100 Days as Your Financial Organizer

Karen Caccavo Financial Organizing, Working with Clients

I’m often asked what I do as a financial organizer / daily money manager.  (Understand, first, that I am not a financial planner or advisor; I don’t work with your investments.)  So what should you or a family member of yours expect from working with me?  What is my role? In short:  to gain, or re-gain, control of their financial …

I have too many books. What should I do?

“What Should I Do With All The Books?”

Karen Caccavo Books, decluttering, Financial Organizing

I grew up in a home full of books.  My parents —  avid collectors — took us to book fairs the way other kids are taken to the zoo. But my real education in the book world occurred when my mother moved into assisted living and eventually passed away, leaving thousands of books behind.  I was left to figure out …

Assistance from a daily money manager can help seniors remain independent as they age.

What is a Daily Money Manager … and Why You Need to Know!

Karen Caccavo Daily Money Managers

Late payment notices, overdraft fees, missed deadlines, confusing medical bills–you don’t have to be a senior to encounter these unwelcome surprises in your mailbox.  While keeping up with paperwork is something people of all ages must do, it can be especially overwhelming for seniors and the disabled.  A trusted family member or friend can help, but people often do not …

Paper-organizing is a big challenge. Here are tips for overcoming five of these challenges.

5 Paper-Organizing Challenges … and How to Overcome Them

Karen Caccavo Paperwork Organizing

In my 10 years of financial organizing / daily money management, I have seen the good, the bad, and the ugly when it comes to people’s attempts at paper-organizing.   Here are the top paper-organizing challenges that have tripped up my clients, and the solutions I have shared with them and helped them implement: One of the first questions I ask …

After sorting and filing with my financial organizing clients, a few irreplaceable items often emerge that need special handling. The solution: a fire-resistent, waterproff locked box at home or ... a bank safe deposit box.

The Ins and Outs of a Safe Deposit Box

Karen Caccavo Important Documents

After sorting, shredding and filing with my financial organizing / daily money management clients, a few irreplaceable items often emerge that need special handling.  The solution: A fire-resistant, waterproof locked box at home or  . . . a bank safe deposit box. Sometimes a client already has a bank safe deposit box.  It’s a question I always ask.  Because if …

Are there any bank accounts you've forgotten about? Any checks you never cashed? Check with your state's Unclaimed Funds -- you might be surprised.

Billions in Unclaimed Funds: is any of it Yours?

Karen Caccavo Financial Organizing, Organize my finances

Here’s my best unclaimed funds experience as a financial organizer.  It was not an unusual first visit with a client who had contacted me to help manage her paperwork. What was unusual was the very first envelope I picked up from the pile of unopened mail.  Inside was a letter from a bank saying that if they didn’t hear from …

Saving vs Shredding -- Finding Memories on the Back of an Envelope

Saving vs. Shredding: Finding Memories on the Back of an Envelope

Karen Caccavo decluttering, Preserving Memories, Working with Clients

Clients expect me, as a financial organizer / daily money manager, to be all business, forging ahead with one goal in mind: to work with them and conquer their paperwork clutter.  But my work as a financial organizer is more nuanced.  After all, I am working with people, not just paper!  The key to success in my close-to-10-years in business …

Trash or Treasure? Downsizing a Lifetime of Stuff

Karen Caccavo decluttering, Memorabilia

My parents moved across the country several times over the years, with second homes along the way.  Each time they moved, they hauled not only the necessities, but also lots of “stuff,” which was … trash or treasure? One item left to us was a rusty and broken child’s bank in the shape of a bank building (see photo of …

Seeking Life’s Important Papers (Not the Ones You Might Think)

Karen Caccavo Important Documents

A fellow professional organizer brought me in to locate a client’s important papers during a whole-house packing and moving project. The client had bolted across the country (that’s the only way to explain the dirty dishes left in the sink) for a lucrative new position.  He was climbing the ladder in the financial industry at a speed that left him …