To minimize capital gains taxes on the sale of your house, you need to organize your paperwork.

After Selling Your Home, the Paperwork Begins

Karen Caccavo Home & Moving, Paperwork Organizing, Tax Organizing

You’ve sold your house, packed up, and the moving van is pulling out of the driveway – whew!  But the tax-related paperwork associated with selling your home has just begun. While it’s fresh in your mind, get a head start now on gathering the papers you’ll need for next year’s tax return.  No need to wait until April 15th! In …

Sometimes I have to trick myself into doing what needs to be done.

5 Productivity Tricks

Karen Caccavo Paperwork Organizing, Productivity

A client of Personal Money Manager recently told me, somewhat sheepishly:  “I have to confess.  Sometimes I have to trick myself into doing what needs to be done.” To which I responded: “No need to apologize! If it works, go for it!” In that spirit, here are some field-tested productivity tricks for “fooling” yourself into getting stuff done.  (Click here …

You may remember that I’ve written about what I learned from my new kitten. Rosie Mittens has grown up beautifully. Now I’d like to share some life lessons from another living thing in my house: my sourdough starter! These, too, inform both my personal life and my professional life as a financial organizer / daily money manager.

Paperwork Pointers from an Unexpected Source

Karen Caccavo Financial Organizing, Life Lessons, Paperwork Organizing, Working with Seniors

You may remember that I’ve written about what I learned from my new kitten.  Rosie Mittens has grown up beautifully.  Now I’d like to share some paperwork pointers from another living thing in my house:  my sourdough starter!  This, too, informs both my personal life and my professional life as a financial organizer / daily money manager. Weekly fresh-baked bread …

Can procrastination be good?

Want to Get More Things Done? Try Procrastinating!

Karen Caccavo Financial Organizing, Productivity

Can procrastination be good?  An article by Adam Grant in The New York Times asserted that when facing creative challenges, procrastinating can actually yield better results.  To illustrate, the writer tells of almost finishing an article but putting it aside.  Then, before submitting it, he found new inspiration and ending up submitting a more interesting piece. Surprise!  Procrastination is a …

You’ve resolved more than once to start doing paperwork on time. Each time, you begin with the best of intentions, but when you look at the piles of papers, you freeze. Can’t face doing paperwork? Here’s help.

Can’t Face Doing Paperwork? Here’s Help

Karen Caccavo Doing Paperwork, Paperwork Organizing

You’ve resolved more than once to start doing paperwork on time.  Each time, you begin with the best of intentions, but when you look at the piles of papers, you freeze.  Can’t face doing paperwork?  Here’s help. I’ve used the following “paperwork pointers” successfully with clients of Personal Money ManagerSM who faced the same challenge: There’s nothing like having the …

Have fun

Happy Blondies Day!

Karen Caccavo On the lighter side

Steve Caccavo was one of the founding owners of The Well-Bred Loaf, Inc.  He invented / re-invented Blondies in the late 1970s, selling them in several thousand stores in the NY Metro area, including Manhattan; and Rockland, Westchester and Bergen Counties. When the company was sold in 1996, the original Well-Bred Loaf® recipes were sold along with it. While this …

As a financial organizer, my objective is to bring more ease and order to my clients' lives.

Sometimes It’s the Little Things That Make a Difference

Karen Caccavo Daily Money Managers, Financial Organizing, Living Independently, Working with Seniors

As financial organizer / daily money manager, my objective is to bring more ease and order — to make a difference — in my clients’ lives. I achieve this in a variety of ways. I often start by tackling the big issues that are making life difficult for a client.  Erratic bill-paying? I create a system so bills are scrutinized …

Get organized with a few simple steps

Hit the Refresh Button

Karen Caccavo Life Lessons, Paperwork Organizing

Making a New Year’s resolution?  Chances are it’s to get better organized.  So, as a financial organizer / daily money manager, how can I possibly ignore this topic? Here are my thoughts: Why pass up an opportunity to hit the “refresh” button?  Along with the first signs of spring, the first day of school, etc., a new year gives us hope …

You never know what adventures and opportunities await you.

Lessons From a New Kitten

Karen Caccavo Life Lessons

There is nothing like a new kitten to lighten things up and provoke a smile or two.  That’s what I found when my family adopted Rosie Mittens two years ago.  And since I have a home office, the furry bundle of joy follows me into my financial organizing workplace.  Little did I know that her most endearing characteristics could be …

With the aging population, you may find you are called in to help a senior with their personal financial life. If so, here are 3 essential tips….

3 Essential Tips for Working with the Seniors in Your Life

Karen Caccavo Paperwork Organizing, Working with Clients, Working with Seniors

I recently spoke to a local Rotary about my best tips, as an experienced financial organizer / daily money manager, for working effectively with seniors on their financial paperwork. Not everyone chooses, as I have, to make working with clients and their paperwork their career.  But, with the aging population, you may find that you are called in help a …