After sorting and filing with my financial organizing clients, a few irreplaceable items often emerge that need special handling. The solution: a fire-resistent, waterproff locked box at home or ... a bank safe deposit box.

The Ins and Outs of a Safe Deposit Box

Karen Caccavo Important Documents

After sorting, shredding and filing with my financial organizing / daily money management clients, a few irreplaceable items often emerge that need special handling.  The solution: A fire-resistant, waterproof locked box at home or  . . . a bank safe deposit box. Sometimes a client already has a bank safe deposit box.  It’s a question I always ask.  Because if …

Are there any bank accounts you've forgotten about? Any checks you never cashed? Check with your state's Unclaimed Funds -- you might be surprised.

Billions in Unclaimed Funds: is any of it Yours?

Karen Caccavo Financial Organizing, Organize my finances

Here’s my best unclaimed funds experience as a financial organizer.  It was not an unusual first visit with a client who had contacted me to help manage her paperwork. What was unusual was the very first envelope I picked up from the pile of unopened mail.  Inside was a letter from a bank saying that if they didn’t hear from …

Saving vs Shredding -- Finding Memories on the Back of an Envelope

Saving vs. Shredding: Finding Memories on the Back of an Envelope

Karen Caccavo decluttering, Preserving Memories, Working with Clients

Clients expect me, as a financial organizer / daily money manager, to be all business, forging ahead with one goal in mind: to work with them and conquer their paperwork clutter.  But my work as a financial organizer is more nuanced.  After all, I am working with people, not just paper!  The key to success in my close-to-10-years in business …

Trash or Treasure? Downsizing a Lifetime of Stuff

Karen Caccavo decluttering, Memorabilia

My parents moved across the country several times over the years, with second homes along the way.  Each time they moved, they hauled not only the necessities, but also lots of “stuff,” which was … trash or treasure? One item left to us was a rusty and broken child’s bank in the shape of a bank building (see photo of …

Seeking Life’s Important Papers (Not the Ones You Might Think)

Karen Caccavo Important Documents

A fellow professional organizer brought me in to locate a client’s important papers during a whole-house packing and moving project. The client had bolted across the country (that’s the only way to explain the dirty dishes left in the sink) for a lucrative new position.  He was climbing the ladder in the financial industry at a speed that left him …

Daily Money Managers, Financial Organizers

Daily Money Managers: No Longer the Best-Kept Secret

Karen Caccavo Financial Organizing, Paperwork Organizing

Daily Money Managers (and the important financial organizing work they do with clients) are in the news! In case you missed it, here’s a short roundup of what’s being said about DMMs with links to the complete articles. In Consumer Reports (April 6, 2017) “When Your Elderly Parent Needs to Give Up Control of Her Finances, What Do You Say to …

Credit Cards, track spending, manage your credit card accounts, debit cards

5 Ways to be Credit Card Savvy

Karen Caccavo Credit Cards, Paperwork Organizing

Remember when credit cards were for travel, not grocery shopping? Recall the days before debit cards? We are all using plastic more than ever—for both large and small purchases. And, so are scammers and fraudsters! About 31.8 million U.S. consumers had their credit cards breached in 2014. Last year, the number of U.S. data breaches tracked reached an all-time high …

Take Control of Your Desk! (Part 2)

Karen Caccavo Paperwork Organizing

Last time I shared some general ideas for organizing your desk: how to take a backhoe to the disaster area many call their paperwork “home.” Here, in Part 2, I want to dig down with ideas for the problem areas which might be getting in the way of being productive or denying you the satisfaction of having a clear workspace. …