Is your junk drawer a mess that needs to be organized, or a safe haven where you can find items that your think are lost?

Your Junk Drawer: 2 Perspectives

Karen Caccavo decluttering, Organizing Tips

I launched Personal Money Manager in 2008 with a presentation about organizing.  If you live in New York’s Hudson Valley, you might have heard it!  I used the proverbial junk drawer as my model for sharing organizing tips.  But read on. Everyone knows what it is and probably has one (or more).  Organizing it is a small, quick, do-able organizing …

As a financial organizer, my objective is to bring more ease and order to my clients' lives.

Sometimes It’s the Little Things That Make a Difference

Karen Caccavo Daily Money Managers, Financial Organizing, Living Independently, Working with Seniors

As financial organizer / daily money manager, my objective is to bring more ease and order — to make a difference — in my clients’ lives. I achieve this in a variety of ways. I often start by tackling the big issues that are making life difficult for a client.  Erratic bill-paying? I create a system so bills are scrutinized …

Get organized with a few simple steps

Hit the Refresh Button

Karen Caccavo Life Lessons, Paperwork Organizing

Making a New Year’s resolution?  Chances are it’s to get better organized.  So, as a financial organizer / daily money manager, how can I possibly ignore this topic? Here are my thoughts: Why pass up an opportunity to hit the “refresh” button?  Along with the first signs of spring, the first day of school, etc., a new year gives us hope …

Paper clutter grows like weeds

Getting into the Weeds With Your Paper Clutter

Karen Caccavo Paperwork Organizing

“Clutter” is one of those words that gets tossed around (guilty as charged!); but what exactly is it? A gardening friend recently told me:  Do you know what a weed is?  It’s a plant you don’t like that’s growing where you don’t want it. As a financial organizer, I’ve transplanted this definition from the garden to the house. After all, …

Bonding with our possessions makes decluttering challenging

Possessions: Why Decluttering is So Challenging

Karen Caccavo decluttering, Possessions

A few years ago, I was asked to speak about decluttering and organizing.  As my audience took their seats, I offered a basket of letter openers bearing my company name, and invited them to help themselves.  Then I began my talk.  I mentioned the trap of freebies, suggesting that “a freebie isn’t really free.”  Once we take them home, they …

Trash or Treasure? Downsizing a Lifetime of Stuff

Karen Caccavo decluttering, Memorabilia

My parents moved across the country several times over the years, with second homes along the way.  Each time they moved, they hauled not only the necessities, but also lots of “stuff,” which was … trash or treasure? One item left to us was a rusty and broken child’s bank in the shape of a bank building (see photo of …

Take Control of Your Desk! (Part 2)

Karen Caccavo Paperwork Organizing

Last time I shared some general ideas for organizing your desk: how to take a backhoe to the disaster area many call their paperwork “home.” Here, in Part 2, I want to dig down with ideas for the problem areas which might be getting in the way of being productive or denying you the satisfaction of having a clear workspace. …